Stronger Finances for a Stronger Business

We help smallholder farmers gain financial control and access to credit through a WhatsApp-based financial agent—so they can improve their finances with ease.

CALMIO

How CALMIO works

  1. 📲 Farmers easily track their finances via WhatsApp.

  2. 💰 Farmers access to credit and financial solutions.

  3. 📈 Food & Beverage companies accurately understand farm-level costs.

  4. ✅ Food & Beverage companies access real-time data to improve sustainability.

  5. 📋 Food & Beverage companies get quick and straightforward information for M&E.

<span>How CALMIO works</span>

CALMIO makes farmer finance simple

  • Simple & Direct: Farmers track finances effortlessly via WhatsApp.

  • Transparent Connections: Food & beverage companies clearly understand farm-level economics.

  • Long-term Growth: Secure sustainable supply across your value chain.

<span>CALMIO makes farmer finance simple</span>

Partners

  • Mastercard

  • AgCenter

  • Grupo Excala

  • Grupo Bios

  • Local Partners

  • Comfama

  • Bancolombia

<span>Partners</span>

Smarter Finances. Stronger Supply Chains.